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Private health insurance for businesses across Europe

Flexible international medical cover designed to support employee wellbeing, attract talent, and protect your workforce across the EEA.

International private medical insurance for group schemes

Our group health insurance supports companies with employees living and working across Europe. Whether you are a growing business, an established organisation, or managing an international workforce, flexible group cover can provide reassurance and access to private healthcare when it matters most.

Straightforward claims support

A clear and efficient claims process, with dedicated support from submission through to settlement, helping your employees access treatment with confidence and minimal disruption.

Support employee wellbeing and retention

Private health insurance can enhance your employee benefits package, helping to attract and retain talent while supporting faster access to diagnosis, treatment, and ongoing care.

Designed for businesses across Europe

Our group health insurance supports companies with employees living and working across the EEA, with flexible cover options.

Five tiers of cover, from core to comprehensive

Five levels of cover, from essential protection to more comprehensive options, giving you the flexibility to choose what best suits your workforce and budget.

Explore our five levels of cover

Each plan is designed to support employees through diagnosis, treatment and recovery.
Hover over a level below to explore what is included and find the right fit for your workforce.

Bronze, annual benefit limit up to 500,000

More comprehensive cover designed to support employees through diagnosis, treatment, and recovery.

Builds on core hospital benefits with a wider range of support available at this level.

A strong mid to upper option for businesses seeking more complete healthcare access. 
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Bronze

Silver, annual benefit limit up to 750,000

A step up from Bronze, offering broader support alongside core inpatient cover.

Designed for businesses that want a stronger baseline for employees, with additional benefits available compared to entry level cover.

A practical option for teams who want more flexibility, without moving into fully comprehensive cover.

Silver

Gold, annual benefit limit up to 1,000,000

More comprehensive cover designed to support employees through diagnosis, treatment, and recovery.

Builds on core hospital benefits with a wider range of support available at this level.

A strong mid to upper option for businesses seeking more complete healthcare access. ​

Gold

Platinum, annual benefit limit up to 1,500,000

A higher level of cover with wider-ranging benefits and increased reassurance.

Designed for employers who want a more comprehensive employee benefit, with broader support available at this tier.

Suitable for businesses prioritising stronger cover across a wider range of healthcare needs.

Diamond

Platinum, annual benefit limit up to 2,000,000

Our most comprehensive level of cover, designed to provide maximum support and flexibility.
Built for businesses seeking the highest level of reassurance for employees, with the broadest range of benefits available at this tier.

A premium option for organisations that want the strongest level of cover across healthcare needs.

Platinum

Office Collaboration Scene

Interested to see the full detail?

Our Summary of Benefits provides a detailed breakdown of cover across all five plan levels. For the full details, view and download our summary of benefits below.

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Freedom Health GmbH

Hohe Bleichen 8, 20354 Hamburg

Insurance agent with licence according to § 34d Abs. 7 GEWO Reg. No. [D-HWU8-3V81O-73]

Registered office: Hamburg – Amtsgericht Hamburg [HRB 185239] - Managing Directors Nikolaus Suhr, Hooshiar Mireskandari, Sarah Ciranouch Saumtally

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Versicherungsvertreter mit Erlaubnis nach § 34d Abs. 7 GEWO Reg.-Nr. [D-HWU8-3V81O-73]

Sitz: Hamburg · Amtsgericht Hamburg [HRB 185239] · Geschäftsführer Nikolaus Suhr, Hooshiar Mireskandari, Sarah Ciranouch Saumtally

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